Minorities are less likely to have access to credit than white Americans.

WhatIsMyFicoScore exists to equip people within the black community with game changing information. Credit scores are meant to be race neutral but they’re not. It can take years to build great credit but a minor slip-up could change everything, especially if you’re black. We noticed that a handful of people within the black community aren’t equipped with accurate data surrounding how to maintain good credit. Our aim is to change that by aiding people with well researched information that will put black people on the road towards building generational wealth. WhatIsMyFicoscore aims to build a culture of knowledge through complete transparency and honesty whilst inspiring and empowering people in our community along the way.